Journal of Business and Management Sciences http://www.sciepub.com/journal/JBMS Journal of Business and Management Sciences is a peer-reviewed, open access journal that provides rapid publication of articles in all areas of business and management sciences. The goal of this journal is to provide a platform for scientists and academicians all over the world to promote, share, and discuss various new issues and developments in different areas of business and management Sciences. Science and Education Publishing en 2013 Science and Education Publishing Co. Ltd All rights reserved. Journal of Business and Management Sciences 14 2 January 2026 2013 Science and Education Publishing Co. Ltd All rights reserved. Adaptive Governance and Management of Telecom and Online Fraud: Evidence from Taiwan http://pubs.sciepub.com/jbms/14/2/1 Fu-Hsiang Kuo, Mei-Mei Lin 2026-04-14 Science and Education Publishing 2026-04-14 2 14 12 19 10.12691/jbms-14-2-1 Assessment of Credit Default in Microfinance Institutions in Zambia: A Case Study of Finca Zambia http://pubs.sciepub.com/jbms/14/2/2 Hambula Sibukoko Funwell 2026-07-08 Science and Education Publishing 2026-07-08 2 14 20 26 10.12691/jbms-14-2-2 Revisiting the Disruptive Innovation Theory as an Anchor for Strategic Innovation: Does it Matter in Driving Performance among SMEs in Kenya http://pubs.sciepub.com/jbms/14/2/3 Faith Rhita Awuor, S. Makau A. Muathe 2026-07-20 Science and Education Publishing 2026-07-20 2 14 27 35 10.12691/jbms-14-2-3